Terms and Conditions

This is a web site operated by Best Loans. This entity operates under the domain name “www.bestloansaustralia.com.au” (“Best Loans Web Site”). Your use of the information, graphics and materials on the Best Loans Web Site (“Material on this web site “) is governed by these Terms & Conditions and the Privacy Policy. In addition to the terms contained in this document, there are also specific terms which form part of the Terms & Conditions and govern your use of, and access to, certain sections of the Best Loans Web Site. Since you are also bound by these additional terms, you should review them wherever they are accessible by you on the Best Loans Web Site.

The Best Loans Web Site may contain links to other web sites operated by third parties (“Third Party Web Sites”). Best Loans does not endorse, or approve of the operators of Third Party Web Sites, or the information, graphics and material on those Third Party Web Sites (“Third Party Material”).
Subject to any applicable law which cannot be excluded, Best Loans makes no warranties or representations:

  • regarding the quality, accuracy, merchantability or fitness for purpose of Third Party Material or products or services available through Third Party Web Sites; or
  • that Third Party Material does not infringe the intellectual property rights of any person. Best Loans is not authorising the reproduction of Third Party Material by linking Material on this web site to Third Party Material.

When you follow a link on the Best Loans Web Site, material at a Third Party Web Site may be displayed in your browser framed by Material on this web site. This material is also Third Party Material for the purpose of these Terms of Use.

All offers to sell and statements relating to goods and services available on Third Party Web Sites are the responsibility of and given by the Third Party Web Site operator. Insofar as such offers and statements are made on the Best Loans Web Site, such offers and statements are made by Best Loans on behalf of the operator. Best Loans expressly disclaims acting in any other respect on behalf of Third Party Web Site operators.

Best Loans may receive payments from operators of Third Party Web Sites in relation to goods or services supplied by the operator as a result of you linking to the Third Party Web Site from the Best Loans Web Site.

Unless otherwise indicated software downloads available via links from the Best Loans Web Site are third party products. These products may be subject to a licence agreement between you and the relevant product owner. To the extent permitted by law, Best Loans accepts no liability in respect of such third party products and Best Loans provides no warranty and gives no endorsement in respect of such products or any party connected with them. We do, however, welcome your feedback or suggestions concerning these products.

Material on this web site is general in nature and has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information or advice on this website, you should consider the appropriateness of it (and any relevant product) having regard to your circumstances and, if a current offer document is available, read the offer document before acquiring products named on this website. You should also seek independent financial advice prior to acquiring a financial product. Unless expressly stated otherwise, the Material on this web site:

  • does not constitute an offer or inducement to enter into a legally binding contract; and
  • does not form part of the terms and conditions for any products and services.

For further information about a particular product or service please contact us or a representative. All applications for credit are subject to the credit providers’s normal credit approval criteria. All applications for insurance are subject to the insurer’s normal underwriting criteria.

While we have made every effort to ensure that information is free from error, Best Loans does not warrant the accuracy, adequacy or completeness of Material on this web site.
All information is subject to change without notice. Best Loans recommends that you seek independent advice before acting upon Material on this web site or Third Party Material.

Best Loans does not guarantee that the Best Loans Web Site or Third Party Web Sites will be free from viruses, or that access to the Best Loans Web Site or Third Party Web Sites will be uninterrupted.

Subject to any responsibilities implied by law and which cannot be excluded, no member of Best Loans is liable to you for any losses, damages, liabilities, claims and expenses (including but not limited to legal costs and defence or settlement costs) whatsoever arising out of or referable to Material on the Best Loans Web Site or to Third Party Material, whether in contract, tort including negligence, statute or otherwise.

Liability of any member of Best Loans for a breach of a condition or warranty implied by law or otherwise, and which cannot be excluded, is limited to the extent possible, at Best Loans ‘s option, to:

  • the supply of the goods or services again;
  • the repair of the goods; or
  • payment of the cost of having the goods or services supplied again or repaired.

These Terms of Use (and the agreement constituted by your use of the information, graphics and materials on the Best Loans Web Site) and your access to the Best Loans Web Site may be terminated at any time by Best Loans without notice. All restrictions, licences granted by you and all disclaimers and limitations of liability by Best Loans will survive termination, however, you will no longer be authorised to access the Best Loans Web Site.

Copyright in the Material on this Web Site is owned or licensed by Best Loans.

Except where necessary for viewing the Material on this web site on your browser, or as permitted under the Copyright Act 1968 (Cmwth) or other applicable laws or these Terms & Conditions, no Material on this web site may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent of Best Loans.

Please contact Best Loans if you would like to place a link to any part of the Best Loans Web Site.

You acknowledge and accept that your use of the Best Loans Web Site indicates your acceptance of these Terms & Conditions and the Privacy Policy.

These are the current Terms & Conditions. They replace any other Terms & Conditions for the Best Loans Web Site published on the Best Loans Web Site to date.

Best Loans may at any time vary the Terms & Conditions by publishing the varied Terms & Conditions on the Best Loans Web Site. You accept that by doing this, Best Loans has provided you with sufficient notice of the variation. Best Loans reserves any rights not expressly granted in these Terms & Conditions.

Date of Publication – 24 October 2011 – Version 1